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Thomas Why don’t credit unions disclose their branch deposit data like banks? PAYMENTS American Banker Gen Z loves generative AI-powered customer service chat: Affirm CEO American Banker Why some banks have decided now is the time to sell their Visa shares American Banker Airline rewards credit cards come under attack at CFPB-DOT hearing Regulatory American Banker BankThink CDFIs are steadily becoming a bigger cog in the financial system National Mortgage News FSOC: Congress should boost Ginnie, FHFA nonbank authorities American Banker Fed report shows declining supervisory ratings for banks American Banker American Banker news quiz: May 10 RESEARCH Exclusive research Introducing the third musketeer of payments tech — generative AI Sponsored by i2c Exclusive research Preparing for banking’s AI revolution Sponsored by i2c American Banker A third of banks ban employees from using gen AI. Here’s why. American Banker Exclusive research Will the uncertainty continue for financial institutions? American Banker Exclusive research With small clients comes great potential RESOURCES Other Online onboarding with 20 U.S banks: security vs usability Sponsor Content from iProov White Paper Filling the void to meet accountholders’ cash flow needs Sponsor Content from Fiserv Study True Cost of Fraud™ Study Sponsor Content from LexisNexis® Risk Solutions Web Seminar The power of data in your financial institution’s operation Sponsor Content from CLA Executive Summary Unlocking the full potential with next generation cloud native core banking technology Sponsor Content from Oracle Community banking Bankers more optimistic about loan growth this year Executives also say funding pressures have begun to ease, though high interest rates and deposit costs remain a leading worry, according to new surveys. By Jim Dobbs 5h ago 4 Min Read SHARE THIS STORY Facebook Twitter LinkedIn Email Credit cards The rising pressures on credit card issuers Regulation, credit quality and AI-fueled fraud are among the big concerns for banks and payment companies. By Daniel Wolfe 7h ago Community banking Rising rates push a Pennsylvania bank out of equipment finance Quaint Oak Bancorp sold its majority stake in an equipment lender less than two years after the partnership helped drive record profits at the Southampton-based company. By John Reosti May 13 Best Fintechs to Work For Autonomy, unlimited vacation make Union Credit best fintech to work for The fintech topped American Banker’s annual list this year. CEO Dave Buerger attributed the company’s hands-off management style as one reason that draws in and keeps workers around. By Jackie Stewart May 13 Core systems FIS says it is once again putting banks first The core provider’s new CEO, Stephanie Ferris, vowed to refocus on banks as FIS reboots after selling off Worldpay. By Chana Schoenberger May 13 Best places to work in fintech Fintech Employee benefits 2024 Best Fintechs to Work For Workplace culture Technology Why this fintech isn’t rushing retirees out the door DCI in Hutchinson, Kansas, is giving employees unsure about retirement the option to work part-time and gradually ease into the next phase of their lives. By Frank Gargano May 8 5 Min Read Fintech Employee benefits 2024 Best Fintechs to Work For Workplace culture Best Fintechs to Work For Best Places to Work in Fintech 2024 Forty companies made the 2024 edition of American Banker’s annual list of enviable workplace cultures in the financial technology space. Here is a look at some of what makes these firms employers of choice. By Jackie Stewart May 6 1 Min Read The Most Influential Women in Payments Payments 2024 Women in Payments Women in Payments The Most Influential Women in Payments, 2024 American Banker’s Most Influential Women in Payments share their views on artificial intelligence, hybrid offices, real-time payments and more. By John Adams February 27 1 Min Read Artificial intelligence Payments Fiserv 2024 Women in Payments How can banks and fintechs get employees’ buy-in on generative AI? To protect their own talent pipeline, financial companies need to make sure that they’re not only protecting the entry-level roles that AI threatens to take over, but getting the enthusiastic buy-in of the people most likely to be affected, according to experts from Fiserv, Segpay and Featurespace. By Daniel Wolfe April 11 3 Min Read The Climb Payments 2024 Women in Payments Women in Payments Climbing a crowded career ladder: Tips from women at Discover, KeyBank and more Ambitious women who feel trapped in their roles sometimes find themselves competing against others with the same goals. An effective way to advance may require stepping off the most obvious path, according to executives sharing their personal experiences at American Banker’s Payments Forum. By Kate Fitzgerald April 2 4 Min Read Disruptors in Payments Artificial intelligence Disruptors Payments Technology Citigroup Mastercard Visa 7 ways gen AI is disrupting financial services jobs Banks, payment companies, mortgage lenders and insurance providers are racing to seize an advantage from generative artificial intelligence. Some have been especially aggressive in deciding which workflows — or entire jobs — can be handed off to AI. By Daniel Wolfe December 22 1 Min Read Real-time payments Disruptors Payments How FedNow is a catalyst for credit union disruption The first credit unions enrolled in the Federal Reserve’s FedNow instant payments platform say it will fundamentally change the way they serve consumers and businesses across multiple categories. By Ken McCarthy December 20 5 Min Read Payments Will banks win or lose in the new generation of digital...